Legal Terms, Disclaimers & Policies

Effective Date: 12/22/25


Website: christophercousino.com

By accessing or using this website, booking calls, purchasing products, or engaging with any services offered by christophercousino.com (“Website,” “we,” “us,” or “our”), you agree to the following Terms, Policies, and Disclaimers in full.

If you do not agree, do not use this website.

1. General Information & Scope

christophercousino.com provides educational content, digital products, strategic consultations, and informational services related to business, marketing, personal development, and entrepreneurship.

Nothing on this website constitutes legal, financial, medical, or professional advice.

2. No Professional Advice Disclaimer

All content, materials, calls, digital products, and communications provided through this website are for educational and informational purposes only.

We do not provide:

  • Legal advice

  • Financial or tax advice

  • Medical or mental health advice

You are solely responsible for your decisions, actions, and results. Always consult a qualified professional before making legal, financial, or medical decisions.

3. Earnings & Results Disclaimer

There are no guarantees of income, success, or specific results.

Any examples of outcomes, earnings, or results are illustrative only and should not be interpreted as promises or guarantees. Your results depend on your effort, experience, market conditions, and execution.

You accept full responsibility for your outcomes.

4. Discovery Calls & Consultations

Discovery calls and consultations are strategic evaluation conversations only.

They are not coaching, therapy, legal advice, or financial advising sessions. Participation does not create a client-provider relationship unless explicitly agreed to in writing.

5. Digital Products & Services – No Refund Policy

Due to the digital nature of our products and services:

ALL SALES ARE FINAL.
NO REFUNDS, RETURNS, OR CHARGEBACKS WILL BE PROVIDED.

This includes, but is not limited to:

  • Digital downloads

  • Courses

  • Templates

  • Guides

  • Consultations

  • Strategy calls

By purchasing, you acknowledge and agree to this policy.

6. Chargebacks & Payment Disputes

You agree not to initiate chargebacks or payment disputes.

Unauthorized chargebacks may result in:

  • Immediate termination of access

  • Collection efforts

  • Legal action where applicable

7. Intellectual Property

All content on this website — including text, videos, graphics, branding, downloads, and materials — is the intellectual property of Christopher Cousino, unless otherwise stated.

You may not copy, reproduce, resell, redistribute, or exploit any content without written permission.

8. User Conduct

You agree not to:

  • Use this website for unlawful purposes

  • Attempt to gain unauthorized access

  • Disrupt or interfere with website operations

  • Harass, abuse, or threaten others

Violations may result in termination of access.

9. Limitation of Liability

christophercousino.com and Christopher Cousino shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of this website, services, or products.

Your use is at your own risk.

10. Privacy Policy

We respect your privacy.

Information collected may include:

  • Name

  • Email address

  • Payment details (processed securely via third-party platforms)

We do not sell or share your personal information except as required to operate services or comply with the law.

11. Third-Party Platforms

This website may link to or integrate with third-party platforms (e.g., Stripe, Google Meet, email providers).

We are not responsible for the policies, practices, or performance of third-party services.

12. Changes to These Terms

We reserve the right to update or modify these terms at any time without notice. Continued use of the website constitutes acceptance of the revised terms.

13. Governing Law

These terms shall be governed by and construed in accordance with the laws of the United States and the State of Michigan, without regard to conflict of law principles.

14. Cookies & Tracking Technologies

christophercousino.com uses cookies and similar tracking technologies to enhance user experience, analyze website traffic, and support marketing and advertising efforts.

Cookies may collect information such as:

  • Browser type and device information

  • Pages visited and time spent on the site

  • Referring websites or sources

  • General geographic location (non-precise)

We may use:

  • Essential cookies (required for site functionality)

  • Analytics cookies (to understand user behavior)

  • Marketing cookies (to support advertising and remarketing efforts)

Third-party services (such as analytics and advertising platforms) may also place cookies on your device in accordance with their own privacy policies.

You may control or disable cookies through your browser settings. Disabling cookies may affect site functionality or performance.

By using this website, you consent to the use of cookies as described in this section.

15. Contact Information

For questions regarding these terms:

Email: chris@christophercousino.com
Website: christophercousino.com